As you know, the cost of owning a home continues to rise. Young adults are struggling as years of savings are becoming more inadequate towards their first home goals. To address this, Budget 2022 proposed a new Tax-Free First Home Savings Account (FHSA), a new registered account to help individuals save for their first home. […]
We invite you to attend our FHSA webinar, where we’ll be covering everything to know on the FHSA. This includes FHSA benefits, contribution room, timelines, review real case studies and expert insights. This session will be hosted by Jacqueline Ozdemir, Financial Advisor. Webinar details: Date: Thursday, September 14, 2023 Time: 3:30pm ET Register here
https://www.youtube.com/watch?v=GcUfmQ5PmPE Are you nearing retirement age and considering downsizing your home? Nowadays, there’s so many different approaches to downsizing and how you go about it depending on your unique needs. We work with a lot of folks in Southern Ontario to help them answer the question: Do I have enough? In other words – is […]
https://www.youtube.com/watch?v=AOov5_cVscg The Canadian Securities Administrators, an umbrella organization of provincial and territorial securities regulators, introduced a measure two years ago to help protect investors’ financial interests. Investors could give their advisor the name of a “trusted contact person.” Meeting a need An advisor can contact this individual if the advisor believes the investor may be […]
As you step into your 40s, you’ve likely achieved significant milestones in your professional life. With a solid foundation built, it’s time to shift your focus towards long-term financial planning. Your 40s present a unique opportunity to reassess your financial goals, adapt your retirement savings strategy, evaluate insurance coverage, and lay the groundwork for a […]
With a successful career and significant invested assets, your 30s is the perfect time to take charge of your financial future. Financial planning in your 30s is not only about building wealth; it’s about securing a bright financial future, retiring comfortably, and achieving financial freedom. At Ferguson Financial Planning, we understand the unique challenges and […]
By Alfred Lam, CFA, Senior Vice-President, and Head of Multi-Assets, CI Global Asset Management. Is the U.S. Print-To-Pay Policy Coming to an End? In our lives, we often deal with uncertainties. Some are “known unknowns”, meaning we were aware of the event/issue but uncertain about the outcome; some are “unknown unknowns”, meaning no one saw […]
https://www.youtube.com/watch?v=URGgo3t7xCs&t=6s Retirement planning can be overwhelming, especially when you have rental properties or real estate. You may be wondering whether to keep the properties and live off the income or to sell the property and invest in the financial markets. In this article, we will share a story of how we helped one of our […]
Just a friendly reminder that the deadline for filing your taxes is coming up soon. To help ensure you’re prepared and organized, here’s a quick tax filing checklist to go through. Deadline for filing your 2022 tax return: May 1, 2023. Download your PDF Disclaimer By providing your email address, you provide us with your express […]
Learn how to navigate financial markets and plan your retirement income in 2023, with David De Pastena, Vice President of National Accounts and Portfolio Solutions at Dynamic Funds. David De Pastena has over 21 years of experience working in client advice and institutional asset management. David is a CFA charterholder and holds the CMT, CAIA, […]
