Has the thought of estate planning ever felt so overwhelming that it gave you a headache? From a practical perspective, estate planning shouldn’t be so daunting. In reality, many don’t have the faintest idea where to start. They’re just certain about one thing—that they should have a will. So, here’s where you can begin. The […]
By Alfred Lam, CFA, Senior Vice-President, and Co-Head of Multi Asset, CI Global Asset Management and Richard J. Wylie, MA, CFA, Vice President, Investment Strategy, CI Assante Wealth Management Canadian inflation remains contained, despite energy price surge Gasoline prices fuel inflationary increase The latest inflation report from Statistics Canada stated that gasoline “prices surged 21.2% […]
Many retirement conversations start with a lump-sum target. You may hear that if you want $10,000 a month after tax in retirement, you need $2 million saved. It sounds tidy, but it leaves out the part that matters most: retirement income does not come from one source, and it does not behave the same way […]
Two months after the U.S. and Israel attack on Iran shook markets, key equity indices around the globe recovered in April from March slumps, with the S&P 500 and Nasdaq both posting double-digit gains for the month. A ceasefire announced April 8th no doubt helped propel markets higher but the Strait of Hormuz, through which […]
The first quarter of 2026 began on a positive note for investors, particularly in Canada, with the S&P/TSX Composite Index closing at a record high on January 28th. However, a sharp reversal of gold and silver prices during the last two trading days of January knocked over 1,200 points off the index and erased most […]
By Alfred Lam, CFA, Senior Vice-President, and Co-Head of Multi Asset, CI Global Asset Management Lessons from Past Market Cycles Without a doubt, the ongoing conflict involving Israel, the United States, and Iran has become a major driver ofmarket sentiment, prompting investors to grow increasingly cautious toward non-cash assets. Although theconflict appears likely to remain […]
A recent report lists Canada as having the highest percentage of couples without children among all developed nations.1 Financial life is different for this demographic group, with unique issues and opportunities. Here’s a look at financial decisions for a couple without children across several components of wealth planning, including investments, insurance and estate planning. When will […]
A spousal RRSP comes up all the time for couples, especially when one person has done most of the saving. It’s easy to think of it as a “bigger refund” move. But honestly, that’s not the real point. The real value shows up later, when you start taking money out. A spousal RRSP can help […]
Alfred Lam, MBA, CFA, Senior Vice-President & Chief Investment Officer, CI GAM | Multi-Asset Management Future earnings matter because they determine the present value of a company. The challenge—and the source of volatility—comes from predicting those future earnings. Investor opinions on the outlook can change daily and meaningfully. Near-term earnings expectations are typically anchored in the previous […]
Investors in Canadian equities benefited again in February as the S&P/TSX Composite Index significantly outperformed the S&P 500 and Nasdaq, a trend that holds on a year to date (YTD) and rolling 1, 3- and 5-year basis. U.S. stocks also lagged European and Japanese markets in February and YTD. U.S. markets were choppy during the […]
