July 2026 Portfolio Construction
Read the July 2026 Portfolio Construction note on Canada's economic outlook, trade diversification, and where CI Global Asset Management sees opportunity for Canadian investors abroad.
Read the July 2026 Portfolio Construction note on Canada's economic outlook, trade diversification, and where CI Global Asset Management sees opportunity for Canadian investors abroad.
Read the July 2026 Market Commentary covering Canada's technical recession, per capita output, the U.S. Federal Reserve's rate decision, oil prices, and the longer-term market outlook.
The years after work but before CPP, OAS, and RRIF minimums fully stack together can offer valuable planning flexibility. Many retirees later realize they let that window pass without testing how income, tax, spouse coordination, and estate decisions would work together.
The final year before retirement is not just another salary year. It is a compressed planning window where compensation timing, pension elections, benefits deadlines, and early retirement cash flow can start affecting each other.
Many retirees expect taxes to ease once employment income stops. In practice, pensions, CPP, OAS, RRIF withdrawals, dividends, and capital gains can begin stacking on the same return in ways that are easy to underestimate.
Read the June 2026 Market Commentary covering Canadian housing uncertainty, U.S. inflation pressures, geopolitical risks, oil prices, and the longer-term market outlook.
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